Financial tips are for the boys
Bros in the homes
Having roommates is a great way to save money, especially when you’re splitting the cost of rent and utilities between all your bros. Sharing a house or apartment has it’s perks -it may be cheaper than the dorms, and you get to live with your best friends!
Going out to eat can cost a fortune, at least for a college student who is already broke. $10/ meal!? No thanks. Take some time to crack a few eggs, brown some meat, and cut vegetables. Learning to cook and cooking at home can save you a ton of money. Not only will you save money, but knowing how to cook could help you impress that special someone.
Load up on classes with the bros
Here at Iowa State, once you go over full time (12 credits) any additional credits are FREE (minus any course fees that might be associated with the class)! So load up on classes with a few buddies, and maybe even get out a year or semester early and save thousands in tuition.
Borrow bros books
Books are stupid expensive, and you will probably never use them after you finish the class you bought it for, so why buy and sell back for less? Rent your books for a much lower price, or if you want to own it, buy it used and save lots of money! While on this topic, ask around with people who have taken the class and see if you will actually need the book to pass the class and do well in it.
Get yoked with the bros
Stay healthy to avoid health center fees, eat right and work out. Your admission to the gyms on campus is already paid for in your Activity and Service fee so why not make the most of it? Try to fight off some illnesses by getting enough sleep, getting exercise and washing your hands during cold and flu season. Depending on your insurance, some heath center costs could be charged to your Ubill.
Bro-ber shop now open for business
Haircuts can add up quickly, especially if you are one of those people who like to keep your hair looking fresh. With a haircut costing around $20, you can take that money and buy a pair for clippers, and then use the power of the internet to learn how to cut hair! You and your buddies can keep each other’s hair in check while allowing your wallets to grow!
Bills before bros?
College can be a great time! However, don’t think college is just a time to take it easy and darty on the weekends. A great way to set your future self up better is to work while in school. Getting that paycheck can help pay for groceries or cover part of rent, so that you don’t have to take out as much in loans. If you do that you’ll have an easier time repaying them after you graduate (Yes, you have to repay your student loans! With interest…)
The mystery of the missing Benjamins
Ever thought you had money and then it turns out that your two-year old nephew has more money than you? Well no need to fear, with a budget that won’t be a problem. Making sure you know how you are spending your money can allow it to work better for you and cut down on unnecessary spending. To top it off, our office offers budgeting sessions to all students for FREE! So give us a call (515)294-0677 or go to ISUappointments to set one up and start spending smart.
Just a side note -Don’t get discouraged if your first budget sucks and you missed your mark. It’ll take some work and constant change to make it work the way you want it to and to be most realistic for you! And if budgeting means more money in your bank for a full tank of gas -celebrate the small victories!
Written by: Jacob Barber, peer mentor